Senior, hands-on leadership role owning the technology behind how Tide lends to SMEs, covering Credit Flex, Instant Loan and the underlying lending platform within Tide Credit Services.
Responsibilities
Set the architectural direction for Tide's credit platform: scalable, resilient, compliant, and built to launch in new markets quickly; Lead the design and delivery of lending products that are fast, reliable and safe for members to use; Work with Product, Risk, Compliance and the business to turn the credit roadmap into shipped outcomes; Own integrations with third-party providers, including credit data, payments and funding partners; Stay close to the code and get involved in architecture, design and the hard engineering calls; Champion engineering fundamentals (system design, security, quality) and AI-native ways of working; Mentor engineers and Engineering Managers, building a culture of ownership and learning; Shape Tide's wider technical strategy as the company scales Tide Credit Services globally; Lead Engineering Managers and senior engineers and set the bar for technical excellence
Requirements
10+ years of backend engineering experience, with at least 3 years in senior engineering leadership roles; Deep experience designing and running microservices, event-driven and distributed systems that are scalable, resilient, fault-tolerant and loosely coupled; Track record of embedding AI tooling and LLMs into how engineering teams build, review and ship, with measurable gains in velocity and quality; Experience building in regulated environments, where compliance is a design constraint rather than an afterthought; Experience launching and scaling products across multiple jurisdictions, with differing regulation, partners and customer needs; Breadth of technical knowledge with depth in at least one stack; Proven track record of delivering complex systems and third-party integrations; Ability to translate business goals into a clear technical roadmap and explain the rationale behind technical decisions; Strong mentoring skills and the ability to build and inspire high-performing engineering teams
Nice to have
Background in the credit domain (lending, credit decisioning, loan servicing or repayments); Wider fintech experience
Benefits
Private Health Insurance; 25 days paid annual leave; 3 paid days off for volunteering or L&D activities; Parental Leave days; Family-Friendly Leave; Personal L&D budget of 500 EUR per year; Mental wellbeing platform Plumm; WFH equipment allowance; Sabbatical Leave; Share options; Team Events
Litwa
